Credit Report Authorization

By submitting this form and/or a loan application with TrueKey Lending (“Company,” “we,” “us”), you authorize us to obtain and review your credit report and credit history from one or more consumer reporting agencies for the purpose of evaluating your eligibility for mortgage loan products.

This authorization includes, but is not limited to:

•Pulling a soft or hard credit inquiry as required for loan qualification and underwriting.

•Reviewing your credit history, credit score(s), and other related information to determine loan options available to you.

•Sharing your credit information with our loan processors, underwriters, and approved lending partners as needed to process your application.

Impact on Your Credit Score:

A hard credit inquiry may appear on your credit report and could affect your credit score. We will only perform a hard inquiry when necessary for the loan process and will notify you beforehand.

Duration of Authorization:

This authorization is valid from the date you submit your application and will remain in effect for 90 days, unless revoked in writing. You may revoke your authorization at any time by contacting us in writing at the address below.

Privacy & Security:

Your personal information will be handled in accordance with our Privacy Policy (#) and will not be sold or shared outside of the mortgage process. We take reasonable steps to protect your data from unauthorized access.

Your Rights:

You have the right under the Fair Credit Reporting Act (FCRA) to know what is in your credit file and to dispute inaccurate information.

By clicking “Submit,” you acknowledge that you have read and agree to this Credit Report Authorization.

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TrueKey Lending

loans@truekeylending.com

352-363-1311