By Carlos Martinez | TrueKey Lending Mortgage rates have officially dropped again — and this time, it’s a big deal. 📺 Watch the Video Above! We just saw another 25-basis-point rate cut , marking the largest improvement in mortgage rates since 2020 . This isn’t just background noise in the market — it’s a meaningful shift that can change the math overnight for buyers, homeowners, and investors alike. If you’re thinking about buying, refinancing, or planning a real estate mov

Buying a home — whether it’s your first, your next, or an investment property — is one of the biggest financial decisions you’ll ever make. Yet most people go into the process confused, overwhelmed, or misinformed because nobody has ever taken the time to explain how financing really works . As a Mortgage Loan Originator and someone who’s deeply passionate about building wealth through real estate, I want to simplify the entire process for you. My mission with TrueHome Lendin

1️⃣ Not Getting Pre-Approved Before House Hunting Many first-time buyers fall in love with a home before knowing what they can actually afford. Without a pre-approval letter , sellers may not take your offer seriously — and you might waste time looking at properties outside your budget. How to avoid it: Get pre-approved early. This process gives you a clear idea of your price range, potential monthly payments, and closing costs. It also helps uncover any credit issues you can

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