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Mortgage Licensing & NMLS Disclosure

Last Updated

June 26, 2026 at 10:06:34 PM


TrueKey Lending is an independent educational brand. TrueKey Lending is not a mortgage lender, mortgage broker, mortgage servicer, creditor, or loan underwriting company.


Carlos Martinez is a Florida-licensed Mortgage Loan Originator.


Carlos Martinez

NMLS #2716871


Any mortgage-loan-origination activity, including accepting a mortgage loan application, discussing specific loan terms, providing loan disclosures, or arranging mortgage financing, is conducted solely through Carlos Martinez’s current sponsoring mortgage company:


The Federal Savings Bank

NMLS ID 411500

4120 W

Diversey Ave, Ste C501, Chicago, IL 60639



The sponsoring mortgage company—not TrueKey Lending—will determine whether it can accept an application, provide mortgage services, or issue required disclosures.


Submitting a contact form, booking a session, downloading an educational product, subscribing to content, or contacting TrueKey Lending does not constitute a mortgage-loan application, credit authorization, pre-approval, approval, rate lock, or commitment to lend.


For mortgage financing inquiries, Carlos Martinez may connect you with the approved process of his sponsoring mortgage company.


Mortgage-related services are offered on an equal opportunity basis and are subject to applicable federal and state fair-housing and fair-lending laws.


Consumers may verify mortgage licensing information through NMLS Consumer Access.

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